PERSONAL FINANCE, REIMAGINED
Your money.
Your freedom.
One account for everyday spending, payments
and life across borders.
- Easy setup
- Secure
- Global reach
SEPA
EUR
GBP
USD
RON
Global payments.Real opportunities.
FOR YOUR EVERYDAY LIFE
Everything you need.
Nothing you don’t.
A modern financial platform designed to give you
more control, more flexibility and more freedom
in your everyday life.
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Spend
Pay online, in-store and everywhere your card is accepted.
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Send
Transfer money to friends, family or businesses across borders.
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Receive
Get paid easily with your personal account details.
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Manage
Keep track of your money with real-time insights in the app.
LIRAPAY APP
Your finances,
at a glance.
See your balances, payments and activity in one place.
The LiraPay app gives you the tools to manage your
money simply and securely.
- Real-time activity
- Easy transfers
- Smart controls
MULTI-CURRENCY
Made for a world
without borders.
Manage multiple currencies, send and receive money
internationally, and take your money with you —
wherever life takes you.
LIRAPAY CARDS
A card that
fits your life.
Choose between a physical or virtual card and enjoy
a secure, flexible way to pay — online, in-store and
around the world.
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Physical & virtual cardsFor online and everyday use.
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Contactless paymentsTap. Pay. Keep moving.
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Worldwide acceptanceUse your card wherever Visa or Mastercard is accepted.
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Secure card controlsManage your card easily in the app.
FOR A LIFE WITHOUT LIMITS
From Monday mornings
to faraway places.
Whether you’re travelling, shopping online, dining out
or just living your everyday life, LiraPay is designed
to move with you.
YOUR SECURITY MATTERS
Built around
your peace of mind.
We use industry-standard security measures and work with regulated financial partners to help keep your account, your data and your money safe.
- Secure access Multi-factor authentication and account protection.
- Transaction monitoring We monitor activity to help detect unusual transactions.
- Card controls Manage, freeze or unfreeze your card anytime.
- Support when you need it Our team is here to help when you need us.
PLANS FOR EVERY JOURNEY
Simple plans.
Clear choices.
Choose the plan that fits your lifestyle and get access to the features you need.
Talk to sales →-
Standard
A great way to get started with everyday essentials.
- Personal account
- Virtual card
- Everyday payments
-
Most popular
Plus
More flexibility for your growing needs.
- Everything in Standard
- Physical card
- Higher limits
-
Premium
For those who want more, wherever they go.
- Everything in Plus
- Enhanced limits
- Priority support
FREQUENTLY ASKED QUESTIONS
Got questions?
We’ve got answers.
Find quick answers to the most common questions about LiraPay personal accounts.
View all FAQs →Who can open a LiraPay account?
Anyone over 18 residing in the EU/EEA can open a personal LiraPay account in a few minutes.
What documents do I need?
A valid ID or passport and a quick selfie verification are all you need to get started.
How do I get a card?
Order your free virtual card instantly in the app, or request a physical card delivered to your door.
Can I make international transfers?
Yes. Send and receive money across borders in multiple currencies at competitive rates.
How are fees calculated?
Fees depend on your plan and the type of transaction. See our pricing page for full details.
FREEDOM FOR EVERYONE
Ready to move freely?
Open your LiraPay account and make your money work around your life.
A brighter
tomorrow.