LEGAL / FEES & LIMITS
Fees & Limits
Transparent pricing for your LiraPay cards and accounts — transaction limits and fees, by currency.
TABLE OF LIMITS
Know your transaction limits.
Daily, monthly and yearly limits designed to give you flexibility while keeping your account secure.
| Transaction type | Max Per Transaction | Daily Limit | Monthly Limit | Yearly Limit |
|---|---|---|---|---|
| Online | €10,000.00 | €50,000.00 | €50,000.00 | €250,000.00 |
| POS | €10,000.00 | €50,000.00 | €50,000.00 | €250,000.00 |
| Cash Withdrawal | €2,000.00 | €7,500.00 | €15,000.00 | €120,000.00 |
| Load | €25,000.00 | €25,000.00 | €50,000.00 | €250,000.00 |
TABLE OF FEES
Card & account fees.
One flat fee table for Visa and Mastercard LiraPay cards, across all three currencies.
| Visa & Mastercard | EUR | USD | RON |
|---|---|---|---|
| Account Opening | €0.00 | $0.00 | 0.00 RON |
| Monthly Subscription Fee (first issued card only) | €10.00 | $12.00 | 50.00 RON |
| First Virtual Card Issuance | €0.00 | $0.00 | 0.00 RON |
| Extra Virtual Card Issuance (after the first one) | €1.00 | $1.00 | 5.00 RON |
| Plastic Card Issuance (one time) | €10.00 | $10.00 | 50.00 RON |
| DHL Special Delivery (Romania & Italy) | €35.00 | $35.00 | 203.00 RON |
| Card Replacement (expired, lost, stolen, deteriorated) | €10.00 | $10.00 | 50.00 RON |
| Top-up from External Card | 1.65% | 1.65% | 1.65% |
| Peer-to-Peer Transfers (between LiraPay users) | €0.00 | $0.00 | 0.00 RON |
| SEPA IN Transfers | €1.00 | N/A | N/A |
| SEPA OUT Transfers | €1.50 | N/A | N/A |
| SMS Fee | €0.50 | — | — |
| Exchange Fee (between own accounts) | 2.00% | 2.00% | 2.00% |
TABLE OF FEES
Transaction fee structure.
Domestic and non-domestic processing fees applied per transaction type. Scroll to see all columns.
| Transaction type | Dom Fee | Dom Fee Rate (%) | Non-Dom Fee | Non-Dom Fee Rate (%) | Dom Min Fee | Non-Dom Min Fee | Decline Fee | FX Fixed | FX Rate | FX Min Fee | Cap Dom Fee |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Goods & Services | 0.00 | 0.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.90 | 1.00 | 0.00 |
| ATM Withdrawals | 0.00 | 2.20 | 0.00 | 0.85 | 2.00 | 2.00 | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 |
| Cash Advances | 0.00 | 2.20 | 0.00 | 0.85 | 2.00 | 2.00 | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 |
| Refunds | 0.00 | 2.20 | 0.00 | 0.85 | 2.00 | 2.00 | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 |
| Payment Transfers | 0.00 | 2.20 | 0.00 | 0.85 | 2.00 | 2.00 | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 |
| Balance Inquiry Service | 2.00 | 0.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 |
| PIN Change Service | 2.00 | 0.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 |
“Dom” refers to transactions processed within your card’s home scheme region; “Non-Dom” refers to cross-border processing. All figures are shown as flat amounts or percentages, as applicable, in the currency of the relevant card.
STILL HAVE QUESTIONS?
Our team is here to help.
If you need more information about fees or limits, please contact our team.
